Retailers like Kroger are out to get you and are not looking out for your best interests.
If you have been injured at Kroger, know that they will do everything in their power to belittle your claim.
The Lawyers at Adley Law Firm will fight against them and justify your claim and get you the compensation you deserve.
We know their secrets and will use it against them. Listed below are 5 secrets of Kroger’s accident claims.
Secret #1: Kroger’s Insurance Company is NOT On Your Side
Just like other retailers, Kroger handles its own insurance to cover its losses if someone is injured in one of its stores.
However, these insurance companies are not out to pay claims, instead, they deny them, and protect themselves. This means that Kroger pays few claims as possible.
If you are injured at Kroger, the insurance company representative may seem nice, polite, and genuinely concerned about your well being and recovery.
DO NOT BE FOOLED! They are paid to pretend to care, but they are not on your side. You are dealing with Kroger’s insurance company and its goal is to minimize the amount it pays to its victims, or deny the claim completely.
To protect yourself, hire an attorney to communicate with the insurance company and fight on your behalf after a slip and fall accident.
Secret # 2: You Do Not Have To Give a Recorded Statement
After a slip and fall at Kroger, it is not unusual to receive a phone call from a third party administrator wanting to discuss your accident.
Sedgwick Claims CMS usually handles the accident claims for Kroger. They do not work for Kroger though, they are a company that helps Kroger resolve and defend against liability claims.
They work on behalf of Kroger. It is their job to give Kroger reason to deny your claim since their job is to save Kroger’s money.
Sedgwick Claims CMS will often advise you to give a recorded statement. However, DO NOT DO IT without an attorney present. They are professionals that will get you to say anything that they can use against you.
Search the Rip-off Report or Complaint Board websites, you will see evidence of complaints about how they denied claim after claim. These claims include premise liability to worker’s compensation.
Insurance company representatives often pressure slip and fall victims to give a recorded statement about the incident and their injuries. They may even claim that giving a claim is necessary for the claim to be processed quicker than not giving a statement.
However, YOU DO NOT have to make a statement of your accident to the insurance company. If you do, the insurance company can use it AGAINST you.
There may be some circumstances where it makes sense to answer questions from the insurance company, but should ONLY happen AFTER they have retained a qualified lawyer.
Always remember, the point of giving a recorded statement is for them to AVOID liability, NOT to help your claim.
Secret # 3: Slip and Fall Injuries Could SERIOUSLY Injure You
Many victims think that a slip and fall is no big deal and that an injury sustained is not serious. In reality, many slip and falls are VERY SERIOUS. Victims are usually injured with serious injuries that require hospitalizations, ongoing treatments, physical pain, and emotional suffering.
The more serious injuries victims sustain in a slip and fall include:
- Crush Injuries
- Muscle Tears
- Traumatic Brain Injuries
- Nerve Damage
- Broken Bones
- Spinal Cord Injuries
- Serious Lacerations
You may never think that a trip to Kroger could change your life or put you in the hospital, but believe me, it happens.
Even if your injuries seem minor or you do not feel any pain, you should still seek medical attention IMMEDIATELY. If your injuries are diagnosed too late, Kroger will use this against you and claim that the slip and fall was not the cause of your injuries.
They will also try to deny your claim completely.
Secret # 4: Kroger Will Most Likely Question Your Injuries
Even if you’re in serious pain, insurance companies will try to question how serious your injuries really are. This is often true whenever injuries are not apparent.
An example of this will be a victim complaining from neck or back pain after the accident but looks fine. This makes it easier for Kroger and the insurance company to question whether victims are really injured the way they say they are.
This is why you need a doctor to record all of your injuries and an attorney who can prove that your injuries are serious.
Secret # 5: Even If You Were Partially at Fault For Your Fall, You Can Still Get Paid
Sometimes people slip and fall due to Kroger’s negligence of failing to clean or repair a hazard. Other times, you may have been distracted by checking your phone, looking at your grocery list, and may have been partially at fault for your fall.
However, this does NOT give Kroger the right to deny your claim. In most states, the law allows people to take legal action against negligent stores like Kroger, even if the victim was partially at fault.
Unfortunately, your recovery might be reduced by the percentage of your fault, but you still have the right to be compensated for your injuries.
The Lawyers at Aldey Law can tell you if you have a claim against Kroger.
Lawyers You Can Trust
Bottom line is that there is more in obtaining justice from Kroger than simply reporting a fall. Be aware of the hurdles you must face when dealing with a big corporate company like Kroger.
You are at a disadvantage because they hold all the evidence of your accident and have the power to preserve this for their benefit.
Do your research before calling Sedgwick back. Consult a slip and fall accident attorney so that you have the best chance at recovering damages.
The Lawyers at Adley Law Firm have been helping victims of slip and fall recover the compensation they deserve.
Call us now at (713) 999-8669 or schedule a free consultation.