Houston Cyclists Injured in Accidents Have the Right to Pursue Compensation. Contact the Adley Law Firm for a Free Consultation
Bicycle accidents can result in life-altering injuries and unexpected financial burdens. Filing an insurance claim can help you recover compensation for medical bills, lost wages, and other damages. However, the process can be complicated, especially if you are unfamiliar with Texas laws and insurance practices.
At Adley Law Firm, we understand what you’re going through and are here to help. Our experienced team has represented countless cyclists injured in accidents, ensuring they receive the justice and compensation they deserve.
Steps to File a Bicycle Accident Insurance Claim
Filing an insurance claim after a bicycle accident involves several critical steps. By following these steps, you can protect your rights and strengthen your case:
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Report the Accident and Seek Medical Attention
Immediately report the accident to local authorities by calling 911. A police report will serve as a vital piece of evidence in your claim. Additionally, seek medical attention even if you think your injuries are minor. Some injuries, such as concussions or internal trauma, may not be immediately apparent.
In Houston, visit facilities such as Houston Methodist Hospital or Memorial Hermann Health System for treatment.
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Gather Evidence
Collect as much evidence as possible from the accident scene. Take photographs of your injuries, bicycle damage, and the area where the accident occurred. Gather contact information from witnesses and the driver involved, if applicable. Document any road conditions or hazards that contributed to the accident.
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File a Police Report
A police report is often required by insurance companies and can provide critical details about the accident. Request a copy of the report from the Houston Police Department.
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Notify the Insurance Company
Contact the at-fault driver’s insurance company to file a claim. Provide accurate details but avoid admitting fault or making statements that could be used against you. An insurance adjuster will review your claim and assess liability and damages.
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Consult a Personal Injury Attorney
Insurance companies often prioritize their bottom line over fairly compensating victims. A skilled personal injury attorney can advocate for you, handle negotiations, and file a lawsuit if necessary. Adley Law Firm has extensive experience fighting for injured cyclists in Houston.
Does Car Insurance Cover Bicycle Accidents?
If a motorist caused your bicycle accident, their auto insurance should cover your injury-related expenses under Texas’s fault-based system. However, insurers may dispute or deny your claim to minimize their payout. This is where an experienced attorney can make all the difference.
Additionally, if the at-fault driver is uninsured or underinsured, you may be able to file a claim under your own policy’s uninsured/underinsured motorist (UM/UIM) coverage. This safety net can help cover your expenses if the driver lacks adequate insurance.
What Can You Be Compensated For?
Victims of bicycle accidents caused by negligent drivers can seek compensation for a variety of losses, including:
- Medical expenses, including emergency care, surgeries, and rehabilitation.
- Lost income during recovery.
- Future earnings if your injuries result in a disability.
- Pain and suffering.
- Property damage, such as bicycle repairs or replacement.
Every case is unique, and the value of your claim depends on the severity of your injuries and their impact on your life. Our attorneys at Adley Law Firm can provide a detailed evaluation to determine what your case is worth.
Challenges in Filing Bicycle Accident Insurance Claims
The process of filing an insurance claim can be fraught with challenges, including:
- Disputes over fault and liability.
- Insurance companies undervaluing your claim.
- Delays or outright denials of claims.
Adley Law Firm knows how to counter these tactics. We are committed to ensuring you receive the full compensation you are entitled to under the law.
Time Limits for Filing a Bicycle Accident Claim in Texas
Under Texas law, you generally have two years from the date of your accident to file a personal injury lawsuit. This is known as the statute of limitations. However, it’s crucial to act quickly. Evidence can disappear, witnesses’ memories may fade, and delays can weaken your case.
Don’t wait. Contact Adley Law Firm today to protect your rights and begin building a strong case.
Why Choose Adley Law Firm?
Adley Law Firm, led by Attorney Kevin Adley, has a proven track record of success in helping injury victims. With decades of combined experience, our team has recovered millions of dollars in compensation for clients in Houston and across Texas. Here’s what sets us apart:
- Free Consultations: Discuss your case with no financial obligation.
- No Win, No Fee: You only pay if we win your case.
- Personalized Attention: We tailor our approach to meet your unique needs.
- Proven Results: Our attorneys are skilled negotiators and trial lawyers who fight for maximum compensation.
Don’t let insurance companies take advantage of you. Let Adley Law Firm fight for your rights and ensure you receive the justice you deserve.
Additional Resources for Bicycle Accident Victims
Learn more about your legal rights and options after a bicycle accident:
Contact Adley Law Firm today for expert legal guidance. Call us at (713) 999-8669 or fill out our online form to schedule a free consultation.
