If you were involved in an accident with a DoorDash driver or while working as a Dasher, you may be wondering if you can sue DoorDash for your injuries and damages. The answer depends on the circumstances of the accident and whether DoorDash’s insurance policy covers your losses. The Adley Law Firm in Houston is here to help you navigate your legal options and fight for the compensation you deserve.
Understanding DoorDash’s Insurance Coverage
DoorDash provides limited insurance coverage for its drivers, but there are key conditions to consider:
- Active Delivery Coverage: DoorDash offers up to $1 million in liability coverage, but only when a driver is actively on a delivery (from the time they accept an order until the order is completed or canceled).
- Between Deliveries: If the driver is logged into the app but has not yet accepted a delivery, DoorDash’s insurance may not apply, and the driver’s personal auto insurance would be the primary coverage.
- Off-Duty Accidents: If the DoorDash driver is off-duty, their personal auto insurance is solely responsible for any damages.
Who Can Be Held Liable in a DoorDash Car Accident?
Determining liability in a DoorDash-related car accident can be complex, and multiple parties may be responsible, including:
- The DoorDash Driver: If the driver was negligent—such as speeding, driving distracted, or violating traffic laws—they may be personally liable for damages.
- DoorDash: While DoorDash classifies its drivers as independent contractors, the company may still be held liable in cases involving negligence in hiring, training, or unsafe business practices.
- Other Drivers: If another motorist contributed to the accident, they could share liability.
Suing DoorDash for an Accident
You may be able to sue DoorDash if:
- The company’s policies or actions directly contributed to the crash.
- The driver was on an active delivery and DoorDash’s insurance refuses to cover damages.
- You were hit by a DoorDash driver and suffered injuries or property damage.
Types of DoorDash Accidents
- Slip and Fall Accidents – DoorDash drivers may slip and fall while delivering food due to unsafe conditions on a customer’s property, such as wet floors, poor lighting, or uneven walkways.
- Collisions with Other Vehicles – DoorDash drivers are often in a rush to complete deliveries, leading to speeding, running red lights, or reckless driving that may cause collisions.
- Pedestrian Accidents – Distracted driving or rushing to meet delivery deadlines may result in DoorDash drivers striking pedestrians in crosswalks, sidewalks, or parking lots.
- Bicycle Accidents – In busy urban areas, DoorDash drivers may be involved in collisions with cyclists, often due to failure to check blind spots or improper lane changes.
- Hit-and-Run Accidents – Some DoorDash drivers may flee the scene after causing an accident, making it essential to gather as much information as possible for legal action.
Can a DoorDash Driver Sue DoorDash After an Accident?
If you are a DoorDash driver injured in an accident while working, you may be entitled to compensation. However, because Dashers are independent contractors, they are not eligible for traditional workers’ compensation benefits. Instead, DoorDash provides an Occupational Accident Policy, which may cover:
- Medical expenses
- Disability payments
- Survivor benefits (in fatal accidents)
To receive benefits, you must meet specific eligibility requirements, and claims may still be denied. If you are a DoorDash driver injured on the job, an experienced attorney can help you pursue compensation beyond what DoorDash offers.
Steps to Take After a DoorDash Accident
If you are involved in an accident with a DoorDash driver, follow these steps:
- Call 911 – Seek medical attention and ensure a police report is filed.
- Gather Evidence – Take photos of the accident scene, vehicle damage, and injuries.
- Get Contact Information – Exchange details with the DoorDash driver and any witnesses.
- Report the Accident to DoorDash – You can do this through the app or by contacting their support team.
- Consult a Lawyer – An experienced personal injury lawyer can evaluate your case and help you pursue maximum compensation.
Contact a Houston DoorDash Accident Lawyer
If you or a loved one was injured in a DoorDash-related accident in Houston, the Adley Law Firm is ready to help. Our legal team will investigate your case, negotiate with insurance companies, and take legal action if necessary. Call us today for a free consultation to discuss your case and explore your legal options.
