Injured in a Low-Speed Car Accident or Fender Bender in Texas? Adley Law Firm Can Help
Low-speed car accidents, often referred to as “fender benders,” can seem minor but still cause serious injuries and financial stress for victims in Texas. These incidents usually occur at low speeds, such as in parking lots, at stop signs, or during slow-moving traffic, and often result in little to no visible damage to the vehicles involved. However, even at speeds as low as 5 to 10 mph, the force of a collision can lead to hidden vehicle damage and injuries like whiplash or soft tissue strains that disrupt your daily life. It’s important to treat even seemingly minor accidents seriously, as the long-term effects of injuries might not be immediately apparent. Understanding your rights and taking the necessary steps to protect your health and claim the compensation you deserve is crucial after a low-speed car accident.
Can a Low-Impact Accident Cause Injury?
Yes, low-impact accidents can cause injuries, even when the vehicle damage appears minimal. The human body isn’t built to absorb the sudden jolt caused by a collision, and even minor crashes can strain or damage muscles, ligaments, and joints. Factors like the angle of impact, the size of the vehicles involved, and whether seat belts were worn can all affect the severity of injuries.
Common reasons why low-impact collisions cause injuries include:
- Whiplash: The sudden back-and-forth movement of the neck can strain muscles and ligaments.
- Delayed Symptoms: Some injuries, like concussions or soft tissue injuries, may not show symptoms immediately.
- Pre-Existing Conditions: Individuals with prior injuries or conditions may be more susceptible to harm in low-speed accidents.
Even if you feel fine after the accident, it’s important to seek medical attention to identify injuries that might not be immediately apparent.
Most Common Injuries Sustained in Fender Benders
While low-speed accidents are less likely to result in severe trauma, they can still cause injuries that require medical care and time to heal. Some of the most common injuries include:
- Whiplash and Neck Strains: Among the most frequent injuries, especially in rear-end collisions.
- Soft Tissue Injuries: Damage to muscles, ligaments, and tendons, which can cause pain and limit mobility.
- Back Injuries: Herniated discs or muscle strains are common, particularly if the impact causes sudden jarring.
- Concussions: Even a low-speed impact can cause the brain to move within the skull, leading to mild traumatic brain injuries.
- Knee, Shoulder, and Wrist Injuries: These may occur from bracing during the collision or from the force of airbags deploying.
These injuries can interfere with your ability to work, care for your family, or enjoy daily activities, making car accident compensation essential for your recovery.
Can I Sue After a Low-Speed Accident?
Yes, you can file a lawsuit after a low-speed car accident if another driver’s negligence caused the crash and your injuries. Common examples of negligence include:
- Following too closely, leading to a rear-end collision
- Distracted driving, such as texting or using a phone
- Failing to obey traffic signals or stop signs
Texas law allows injured parties to seek compensation for damages, including:
- Medical expenses
- Lost wages
- Pain and suffering
- Property damage
Even if the accident occurred at low speeds, you have the right to hold the at-fault driver accountable for their actions.
Dealing with Insurance After a Fender Bender
Insurance companies often downplay low-speed accidents, arguing that the lack of visible damage to your vehicle means you weren’t injured. They may claim that minor collisions couldn’t possibly cause significant harm, despite medical evidence showing that even low-impact crashes can result in serious injuries like whiplash or soft tissue damage. Additionally, insurers may delay or deny claims, demand excessive documentation, or offer settlements far below what you deserve. A lawyer can help by thoroughly documenting your injuries, negotiating aggressively with the insurance company, and building a strong case to ensure you receive fair compensation for your medical expenses, lost wages, and pain and suffering.
Proper documentation and reporting is extremely important in low-speed accidents. Here’s how to handle the situation:
- Seek Medical Attention Immediately: Documentation of your injuries is crucial for proving your claim.
- Report the Accident: Notify your insurance company about the collision, but avoid providing detailed statements until you consult an attorney.
- Document Everything: Take photos of the vehicles, the accident scene, and your injuries. Keep records of medical visits and expenses.
- Consult a Texas Attorney: An experienced car accident lawyer will handle negotiations with the insurance company and ensure your claim is taken seriously.
At Adley Law Firm, we’re experienced in dealing with insurance companies in Houston and throughout Texas and know how to counter their tactics.
Low-Speed Rear-End Collision Settlements in Texas
Settlement amounts for low-speed rear-end collisions vary based on factors like the severity of your injuries, the impact on your daily life, and the at-fault driver’s insurance coverage.
Some estimates for settlement amounts include:
- Minor Injuries: Around $5,000 to $15,000
- Moderate Injuries: Approximately $15,000 to $30,000
- Severe Injuries: $100,000 or more in cases involving significant long-term effects
Every case is unique, so it’s essential to have an attorney evaluate your situation. Adley Law Firm is committed to securing the maximum compensation for our clients, helping you recover medical costs, lost income, and other damages.
Contact Adley Law Firm for a Free Consultation
If you’ve been injured in a low-speed car accident, don’t let insurance companies dismiss your claim. At Adley Law Firm, we’ll fight for the compensation you deserve. We offer free consultations for Texas accident injury victims and work on a contingency fee basis—meaning you don’t pay unless we win your case.
Call us today at (713) 999-8669 to schedule your consultation. Let us help you navigate the legal process and focus on your recovery.