Injured in a Lyft or Uber Accident in Houston?
Your Trusted Houston Rideshare Accident Attorney is Ready to Fight for You
Rideshare services like Uber and Lyft are extremely popular throughout Houston, but if you’re injured in a car accident involving a rideshare driver, recovering the compensation you deserve can be a complex process. These cases involve not just the driver’s insurance, but also the rideshare company’s insurance policies. To navigate this challenge, you need a lawyer experienced in Uber and Lyft accident claims.
The Adley Law Firm understands the frustration of dealing with rideshare companies and their insurers after an accident. Our Houston-based personal injury firm has recovered millions of dollars for thousands of clients across Texas. Attorney Kevin Adley takes a no-nonsense approach to every claim – cutting through insurance company tactics and building a strong case to pursue the full compensation you are entitled to.
Who Pays for Your Damages in a Lyft or Uber Accident?
Texas law requires all drivers to carry auto insurance, and rideshare companies provide additional coverage for their drivers in certain situations. After a Lyft or Uber accident, determining which insurance policy will cover the damages depends on the rideshare driver’s status at the time of the crash:
- Driver Not Logged Into the App: If the Uber or Lyft driver is offline (not using the app), only the driver’s personal auto insurance applies. The rideshare company provides no coverage in this scenario.
- Driver Logged In, Awaiting a Ride: When the driver has the app on and is waiting for a ride request (but no passenger yet), Uber and Lyft maintain contingent liability coverage. In Texas, this coverage typically provides up to $50,000 per person injured, $100,000 per accident for bodily injuries, and $25,000 for property damage, if the driver’s own policy doesn’t fully cover the damages.
- Driver En Route or Transporting a Passenger: Once a ride is accepted and a passenger is in the vehicle (or the driver is en route to pick one up), the rideshare company’s primary commercial insurance is in effect. Uber and Lyft both offer up to $1 million in third-party liability coverage during active rides. This means if the rideshare driver causes an accident at this stage, their $1 million policy can cover injuries to passengers, other drivers, or pedestrians. Additionally, these policies include up to $1 million in uninsured/underinsured motorist coverage to protect victims if another at-fault driver has no insurance, and they may provide collision coverage for the driver’s vehicle (with a deductible) if the driver carries personal collision coverage.
Settlements for Uber and Lyft Accident Claims in Texas
The value of a rideshare accident claim can vary widely. Minor injury cases might settle for only a few thousand dollars, whereas severe injuries or wrongful death cases can result in settlements in the high six figures or even seven figures. For example, a fender-bender causing soft-tissue injuries could yield under $30,000, while a major crash resulting in lasting disability could see compensation well above $100,000. Every case is unique – factors like the extent of medical treatment, long-term effects of your injuries, and clear proof of fault will heavily influence the outcome.
Because Uber and Lyft carry substantial insurance during rides (often up to $1 million), injured victims have an opportunity to recover significant compensation for serious accidents. However, insurance companies will still fight to pay as little as possible. At The Adley Law Firm, our goal is to maximize your settlement by building a compelling case that accounts for all of your damages. We have the experience to negotiate aggressively and, if necessary, take your case to court to pursue the compensation you deserve.
Common Causes of Rideshare Crashes in Houston
Uber and Lyft drivers are human, and accidents often happen because of driver negligence. Some common causes of rideshare accidents include:
- Speeding or reckless driving
- Distracted driving (for example, texting or using the GPS app)
- Fatigued driving (driving while overly tired from long shifts)
- Aggressive maneuvers, such as running red lights or unsafe lane changes
If you were hurt in an Uber or Lyft crash caused by a driver’s negligence – whether you were a rideshare passenger, another driver on the road, a pedestrian, or a cyclist – you have the right to seek compensation. Unfortunately, getting a fair payout is not always simple. The at-fault driver might deny doing anything wrong, and you could be dealing with multiple insurance companies (the driver’s insurer and the rideshare company’s insurer). These companies are often more focused on protecting their bottom line than on paying you fairly for your injuries.
How Our Houston Uber Accident Lawyers Can Help
When you work with The Adley Law Firm, you gain an advocate to level the playing field against big insurance companies. Insurers commonly use tactics to undermine or deny rideshare accident claims – they may question the severity of your injuries, dispute who was at fault, or pressure you to accept a quick, lowball settlement. Our legal team knows these strategies and how to counter them.
Attorney Kevin Adley and our team will thoroughly investigate your Uber or Lyft accident to prove exactly what happened. We gather critical evidence such as police reports, traffic camera footage, 911 call records, and detailed medical records of your injuries. We will interview witnesses and, if needed, consult accident reconstruction experts to leave no doubt about liability. By building a strong case and demonstrating the full extent of your losses, we put pressure on the insurance companies to pay what’s fair.
Most importantly, we handle all communication and negotiations with the insurers on your behalf. You won’t have to worry about saying the wrong thing to an adjuster or being tricked into a poor settlement. We’ll fight for every dollar you deserve, including coverage for medical bills (present and future), lost income, pain and suffering, and more.
Schedule a Free Consultation with Our Houston Uber Accident Lawyers
If you’ve been injured in a Lyft or Uber accident in Houston – or anywhere in Texas – don’t navigate the aftermath alone. Contact The Adley Law Firm today to schedule a free consultation with an experienced rideshare accident lawyer. We’ll listen to your story, explain your legal options, and help you make an informed decision about your next steps.
Our firm is based in Houston and proudly serves clients across Texas. We provide bilingual legal services (English and Spanish) to better assist our diverse community. And we work on a contingency fee basis – meaning you pay no upfront costs, and nothing at all unless we win your case. Time is critical after a crash, since evidence can fade and Texas law typically gives you only two years from the accident date to file an injury lawsuit. The sooner you have our team on your side, the sooner we can start preserving evidence and building your claim.
Call us at (713) 999-8669 today. Let our team fight for the justice and compensation you deserve while you focus on recovering from your injuries.
