We Help Victims of Uninsured & Underinsured Driver Accidents in Houston
If you were hurt in a car crash, Kevin Adley has got your back
Irresponsible drivers are a common hazard on the roads, leading to frequent accidents. Texas law requires all drivers to have car insurance, which usually covers damages when an accident occurs. But what if the driver who caused the car accident is uninsured or doesn’t have enough coverage?
Attorney Kevin Adley of The Adley Law Firm understands how a car accident can dramatically affect your life and the lives of your loved ones. He is dedicated to helping injured victims recover the financial compensation they deserve. If you were injured in a car crash in Houston or anywhere in the surrounding areas, Adley Law on your side.
How Uninsured and Underinsured Motorist Claims Work in Texas
Accidents caused by negligent drivers can take many forms—speeding, texting, aggressive driving, or more. Whether it’s a T-bone accident, a head-on crash, a rear-end collision, or another type of crash, the aftermath often involves significant medical expenses and financial stress.
Texas operates under a “fault” insurance system, meaning the driver who caused the accident is responsible for covering your medical treatment and lost income, up to their policy limits. However, challenges arise when:
- The Driver is Uninsured
If the driver responsible for the accident lacks insurance—either because they didn’t purchase a policy or let it expire—or if they fled the scene and can’t be identified, recovering compensation becomes complicated. - The Driver is Underinsured
Sometimes, the driver has insurance, but only the minimum required amounts, which may not be sufficient to cover all your losses.
If you opted for uninsured/underinsured motorist (UM/UIM) coverage on your policy, it can help cover your damages up to the policy limits you selected. Although UM/UIM coverage is not mandatory, it provides essential protection in such situations.
Kevin Adley Knows How to Handle Insurance Companies
Even if your own insurance company is responsible for paying your damages, it doesn’t mean the process will be smooth. Insurance companies, including your own, often attempt to minimize payouts to save money. They use various tactics to reduce the compensation you receive.
Kevin Adley is well-versed in these tactics and doesn’t tolerate any nonsense from insurers. He will fight to ensure you get the compensation you deserve, handling all interactions with the insurance company so you can concentrate on your recovery.
If you lack UM/UIM coverage, your options might be limited, but Kevin Adley will explore every available avenue to achieve the best possible outcome.
Our Firm Will Get the Facts
The Adley Law Firm’s legal team is committed to thoroughly investigating your accident to uncover the truth. We review accident reports, medical records, and other crucial documents. We gather evidence, interview witnesses, and build a robust case to establish negligence.
Kevin Adley will monitor all current and future medical expenses related to your treatment. You may also be entitled to compensation for lost wages and pain and suffering. We’ll pursue maximum compensation from all possible sources, including the other driver’s insurance, your own policy, and any other identified avenues. You’ll receive regular updates on your case, and if you have any questions, you can always reach out to Kevin directly on his cell phone.
Contact Us to Schedule Your Free Consultation
If you were injured in an accident involving an uninsured or underinsured driver, prompt legal advice is crucial. Kevin Adley can review your case, discuss your options for recovering compensation, and answer any questions you may have.
Concerned about legal fees? Under our no-fee policy, we work on a contingency basis. You pay nothing upfront; you owe us only if we achieve results for you.
Contact us today to schedule your free consultation at our Houston office or at a location more convenient for you, such as your home or hospital room.
