Hit by a U-Haul or Hurt While Driving A U-Haul Truck? The Adley Law Firm Can Help.
Discuss Your U-Haul Accident Claim and Settlement With An Experienced Texas Lawyer Today
Renting a U-Haul truck is a common solution for moving, but these vehicles come with risks. Their size, weight, and the fact that most drivers are inexperienced with large trucks can make U-Haul trucks particularly dangerous. When accidents happen, the consequences can be severe, leading to significant injuries, costly medical bills, and complicated legal issues. If you’ve been involved in a U-Haul accident in Houston or anywhere in Texas, it’s crucial to know your rights and the steps you should take to protect yourself and secure compensation.
For more than 30 years, the personal injury attorneys at the Adley Law Firm have helped thousands of clients recover compensation after devastating accidents. We understand the complexities involved in U-Haul accidents and have the experience needed to navigate insurance claims, negotiate settlements, and take your case to court if necessary. At the Adley Law Firm, client satisfaction is our top priority. We work on a contingency fee basis, meaning you won’t pay anything unless we win your case. Our attorneys are passionate about helping you through the entire legal process, ensuring that you and your family have the support and guidance you need during this challenging time. Call us today at (713) 999-8669 to schedule a free consultation. Let us fight for your rights while you focus on recovering.
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Why U-Haul Trucks Can Be Dangerous
U-Haul trucks pose several risks that regular cars do not. Due to their size and weight, these vehicles are much harder to maneuver and take longer to stop. They also have significant blind spots, making it difficult for drivers to see surrounding traffic. Most drivers renting U-Haul trucks are not professionals and lack the experience necessary to handle such a large vehicle safely. This inexperience, combined with the potential for mechanical failures or improper loading, significantly increases the chances of an accident.
Steps to Take After a U-Haul Accident
1. If You Are Injured
- Seek Immediate Medical Attention: Your health is the priority. Call 911 for help.
- Document Your Injuries: Take photos of your injuries and any damage to the vehicles involved. Medical records will be critical when filing a claim.
- Follow Up with Medical Care: Keep all appointments with doctors and follow prescribed treatments.
2. If You Are Not At Fault
- Gather Evidence: Collect witness statements, take photos of the accident scene, and get a copy of the police report.
- File a Claim: You can file a claim against the at-fault U-Haul driver or U-Haul itself, depending on the cause of the accident (driver negligence or vehicle defects).
- Hire a Lawyer: Having a personal injury attorney on your side ensures that your claim is handled properly, especially when dealing with U-Haul’s insurance.
3. If You Are At Fault
- Do Not Admit Fault: Anything you say at the scene can be used against you later.
- Understand Your Insurance: U-Haul offers Safemove and Safemove Plus insurance plans that may cover damages. If you purchased this coverage, it could protect you from significant financial losses.
- Contact a Lawyer: Even if you believe you were at fault, a lawyer can help reduce your liability or find additional parties who may share responsibility.
4. If You Are Hit by a U-Haul Driver
- Exchange Information: Get the driver’s details, including their name, contact information, license, and insurance policy.
- File a Police Report: This will be critical when filing a claim.
- Contact U-Haul’s Insurance: Determine if the U-Haul driver purchased Safemove insurance. If not, their personal auto insurance may apply.
Dealing with U-Haul Insurance Coverage
U-Haul offers optional insurance plans to renters:
- Safemove: Covers damage to the U-Haul vehicle and cargo, as well as medical injuries.
- Safemove Plus: Adds up to $1,000,000 in supplemental liability coverage, protecting renters from financial loss due to damages caused in an accident.
- Safetow: Provides coverage for U-Haul trailers and damages to other vehicles involved.
If the U-Haul driver did not purchase this coverage, you may have to rely on their personal auto insurance or your own uninsured motorist coverage.
Filing a U-Haul Accident Claim in Texas
Filing a claim after a U-Haul accident can be a complicated process. Texas law allows accident victims to seek compensation for their medical expenses, lost wages, property damage, and pain and suffering. To file a successful claim, you need to gather evidence that clearly establishes the other party’s fault. This includes the police report, medical records, photos of the scene, and witness statements. In some cases, U-Haul or a third party, such as a vehicle maintenance company, may share liability if equipment failure or poor maintenance contributed to the accident.
It’s important to work with a personal injury attorney who is familiar with Texas laws and can handle the intricate details of your claim. Your lawyer will also deal with the insurance companies, negotiate settlements on your behalf, and ensure that you receive the compensation you deserve.
Proving Liability in U-Haul Truck Accidents
Determining who is at fault in a U-Haul accident can be challenging, as multiple parties may be involved. Liability may fall on the U-Haul driver if they were negligent, such as driving recklessly or while distracted. In some cases, U-Haul itself could be held responsible if the accident was caused by a mechanical failure, such as faulty brakes or underinflated tires, that resulted from poor maintenance.
In certain situations, third parties, like parts manufacturers or maintenance contractors, may also be liable. Proving liability typically requires the expertise of an attorney who can investigate the accident, gather critical evidence, and consult with expert witnesses, such as accident reconstruction specialists or mechanics.
Compensation for U-Haul Accident Victims
If you’ve been injured in a U-Haul accident, you may be entitled to various forms of compensation, including:
- Medical Expenses: This includes hospital bills, surgeries, rehabilitation, and any future medical care required as a result of the accident.
- Lost Wages: If the accident caused you to miss work, you can seek compensation for lost income, as well as any future loss of earning potential if your injuries affect your ability to work.
- Pain and Suffering: In addition to physical pain, you may be compensated for emotional distress and loss of enjoyment of life.
- Property Damage: If your vehicle or other property was damaged in the accident, you can pursue compensation for repairs or replacement.
Common Injuries in U-Haul Accidents
Accidents involving U-Haul trucks can lead to serious, life-altering injuries because of the sheer size and weight of these vehicles. Common injuries include neck and back injuries, such as whiplash, along with more severe conditions like spinal cord damage and traumatic brain injuries. High-impact collisions often result in broken bones, internal injuries, and deep lacerations, making recovery both physically and emotionally challenging.
Victims of U-Haul accidents frequently require significant medical intervention, including surgeries, rehabilitation, and long-term care. At the Adley Law Firm, we are dedicated to helping you secure compensation for these medical expenses and ensuring you receive the ongoing treatment necessary for your recovery. Let us handle the legal complexities so you can focus on healing.
What to Do if U-Haul or the Insurance Company Denies Your Claim
If U-Haul or the insurance company denies your claim, don’t give up. Insurance companies often attempt to minimize payouts or deny claims altogether, especially when dealing with complex accidents involving rental vehicles. If your claim is denied, it’s important to consult with a lawyer who can help appeal the decision and pursue further legal action if necessary.
At the Adley Law Firm, we have extensive experience dealing with insurance companies and know how to fight for the compensation our clients deserve. Whether negotiating a settlement or taking your case to court, we will ensure that your rights are protected every step of the way.
Frequently Asked Questions
What should I do immediately after a U-Haul accident?
First, ensure your safety and the safety of others involved. Call 911 to report the accident and seek medical attention for any injuries. It’s important to document the accident scene by taking photos and gathering contact information from witnesses. Avoid making statements that could imply fault. Afterward, contact a personal injury lawyer to protect your rights.
Who is responsible for my medical bills if I’m injured by a U-Haul?
Responsibility for your medical bills depends on the circumstances of the accident. The U-Haul driver, U-Haul Corporation, or even a third party (such as a maintenance company) could be held liable. A lawyer can help investigate the situation and identify the responsible party to ensure you receive the compensation you deserve.
What if the U-Haul driver didn’t purchase Safemove insurance?
If the U-Haul driver did not purchase Safemove or Safemove Plus insurance, their personal auto insurance may cover the damages. If they do not have adequate coverage, you may need to file a claim under your own uninsured or underinsured motorist policy. Consulting a lawyer is essential to navigate these insurance complexities.
How long do I have to file a claim after a U-Haul accident in Texas?
In Texas, you generally have two years from the date of the accident to file a personal injury claim. This is known as the statute of limitations. It’s important to take action as soon as possible to avoid missing the deadline and losing your right to pursue compensation.
Contact The Adley Law Firm Today
Dealing with the aftermath of a U-Haul accident can be overwhelming, but you don’t have to go through it alone. The Adley Law Firm is here to help you every step of the way, from investigating the accident to negotiating with insurance companies and pursuing the compensation you deserve. With decades of experience and a commitment to client satisfaction, we will ensure that your rights are protected and that you receive the best possible outcome for your case.
